Monthly Archives: October 2009

RBI clarifies refinance cos provision norms

The Reserve Bank of India on Wednesday clarified that floating provisions were only for contingencies under extraordinary circumstances for making specific provisions. The Reserve Bank of India (RBI) said in a notification that the term lending and refinance companies cannot use floating provisions in place of specific provisioning. Only under extraordinary circumstance, with prior permission from the [...]
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Investing in equity mutual funds

In India, mutual funds companies have the second largest corpus of investments after life insurance companies. The options for investments are many with mutual funds, though the first thing anyone new investments thinks is equity mutual funds. But mutual funds can be made of any asset class. Mutual fund type based on asset class Mutual funds can [...]
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How to plan for early retirement

One of the fall-outs of the economic boom is that salaried class is ageing early in life. Ask a 40-year old professional about his retirement age and his answer would be tomorrow. Of course, most of them would like to retire financially without the troubles of ensuring cash flow on a monthly basis through salary. While [...]
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The basics of financial health

As the year 2009 draws to a close most investors would be relieved that the market treated us much more kindly than what it did in the previous year. In 2008, the Sensex lost over half its value, falling from levels of 20500 in January to around 9500 in December. Just as investors were losing [...]
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Now make payments via mobile phones

Oxford University researchers have developed a new technology that enables safe payments to be made through mobile phones. The technology, designed by Professor Bill Roscoe of the Computing Laboratory and colleagues, will now be lunched into the market by Isis Innovation, the university’s technology transfer company. Prof Roscoe said: “A key requirement of new payment systems [...]
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Indian Bank revises interest rates on FCNR, NRE deposits

Indian Bank has revised interest rates on FCNR (B) and NRE deposits with effect from January 1. For FCNR (B) deposits, in US Dollar the revised interest rate has been fixed at 1.98 per cent for deposits of one year and above but less than two years (2.02 per cent existing); at 2.39 per cent. [...]
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